Liberty SIPP

Property Costs Calculator

Is Property subject to VAT?
 years

Funds to be used for purchase

Tax relief Total
Maximum loan allowable
Loan needed
Total funds available

Costs and expenses

VAT Total
Purchase price
Fees and expenses - details below
Total costs

Fees and expenses, including VAT where it applies

Stamp duty
Land Registry fee
Searches
Solicitor's fee
Survey fee
Loan arrangement fee
Property insurance
Environmental Report

Liberty Property fees, including VAT

Set-up Annual
Property fee including one Liberty SIPP member
Additional Liberty SIPP members
Non Liberty SIPP members
Borrowing
VAT registration
Total property fees - other Liberty fees in addition

Financial Adviser fee

Financial Adviser fee, assuming no VAT
TOTAL FEES AND EXPENSES

Rent and loan repayments

Amount of loan
Term years
Base rate/amount over/total 0.50% % %
Repayments monthly/p.a.
Rent per annum, assumed 8% of purchase price
Rent needed to cover 120% of loan repayments, as probably required by lender

Please note

For illustration purposes we've not attempted to quote costs per member, one reason being that they won't necessarily be equal nor, for instance, will loan amounts always be in proportion to each member's share of the purchase. We can go into more detail about this later.

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